Products: Farm & Ranch
Like those we insure, American West has deep roots in agriculture. Our focus is protecting farmers and ranchers from natural disasters to protect their livelihoods—and grow their operations.

General coverage

Policies can be designed around the needs of each individual operation, including:

  • Liability and medical payments
  • Property
  • Fire or lightning
  • Windstorm or hail
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Vehicles
  • Smoke damage
  • Vandalism or malicious mischief
  • Theft
  • Collision
  • Freezing
  • Falling objects
  • Weight of ice, snow or sleet
  • Accidental discharge or overflow of water or steam
  • Sudden and accidental tearing apart, cracking, burning or bulging
  • Sudden and accidental damage from artificially generated electrical current
  • Collapse
  • Optional coverages

Liability and medical payments

Coverage is provided for damage or injury to others, including:

  • Medical payments to others
  • Residential bodily injury
  • Personal injury
  • Overspray
  • Damage to property of others

Property

We have products that provide a wide range of coverages from all-risk, to named perils including:

  • Fire or lightning
  • Windstorm or hail
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Vehicles
  • Smoke damage
  • Vandalism or malicious mischief
  • Theft
  • Collision
  • Freezing
  • Falling objects
  • Weight of ice, snow or sleet
  • Accidental discharge or overflow of water or steam
  • Sudden and accidental tearing apart, cracking, burning or bulging
  • Sudden and accidental damage from artificially generated electrical current
  • Collapse

Also available are products to protect a dwelling and outbuildings only, or a dwelling, outbuildings and their contents.

Optional coverages

These and other optional coverages are available:

  • Water backup & sump discharge or overflow
  • Scheduled personal property
  • Replacement cost loss settlement
  • Additional limits for dwelling and property
  • Livestock blizzard protection
  • Livestock mortality
  • Farm machinery rental reimbursement
  • Family medical payments
  • Custom farming
  • Business pursuits

Take advantage of AWI policy discounts

Receive a multi-line discount on your Farm & Ranch policy when you also purchase a Farm & Ranch Auto and/or Crop-Hail policy.

  • Multi-line discount
  • Newer home discount
  • Protective device discounts
  • Longevity discount
  • Excess Liability discount