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Crop Hail Insurance

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Like those we insure, American West has deep roots in agriculture. Our focus is protecting farmers and ranchers from natural disasters to protect their livelihoods and grow their operations.

Why choose American West?

Policies can be designed around the needs of each individual operation, including:

  • Two-hour coverage on applications submitted in an acceptable method and by sufficient notice
  • Hail plans begin paying at 1% payable loss
  • Competitive rates
  • Agents are local, experienced, knowledgeable and accessible
  • Cash discount of 3%
  • A wide range of crop hail plans to customize protection for your operation
  • Harvested Grain coverage at no additional cost
  • Carryover coverage provides early protection for next year at no additional cost
  • Adjusters are skilled and competent
  • Premium Modification Plan (available in Minnesota only)
  • AgriData for hail probability reporting
  • Replant Supplement Endorsement
  • Unity Crop Hail: provides for continuous coverage with acres determined from your MPCI Acreage Report

The U.S. Department of Agriculture (USDA) prohibits discrimination against its customers, employees, and applicants for employment on the bases of race, color, national origin, age, disability, sex, gender identity, religion, reprisal, and where applicable, political beliefs, marital status, familial or parental status, sexual orientation, or all or part of an individual's income is derived from any public assistance program, or protected genetic information in employment or in any program or activity conducted or funded by the Department. (Not all prohibited bases will apply to all programs and/or employment activities.)

If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, found online at http://www.ascr.usda.gov/complaint filing cust.html, or at any USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send your completed complaint form or letter by mail to the U.S. Department of Agriculture, Director, Office of Adjudication, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at program.intake@usda.gov.

Individuals who are deaf, hard of hearing or have speech disabilities and wish to file either an EEO or program complaint please contact USDA through the Federal Relay Service at (800) 877-8339 or (800) 845-6136 (in Spanish).

Persons with disabilities, who wish to file a program complaint, please see information above on how to contact the Department by mail directly or by email. If you require alternative means of communication for program information (e.g., Braille, large print, audiotape, etc.) please contact USDA's TARGET Center at (202) 720-2600 (voice and TDD).